Khidmat Card Check Online Balance By CNIC 2023-24

In a bid to address the healthcare needs of the underprivileged in Punjab, the Government of Pakistan launched the Khidmat Card program. This initiative aims to provide support to disabled individuals and widows who face ongoing health challenges. Much like a bank account, the Khidmat card allows beneficiaries to access funds for medical treatments.

Program Structure

1. Financial Assistance Tiers

  • After three months, beneficiaries can withdraw up to Rs 3600.
  • Six months into the program, a lump sum of 12 thousand rupees is disbursed.

2. Target Audience

  • Exclusive to the economically disadvantaged population of Punjab.
  • Stringent eligibility criteria ensure assistance reaches those in dire financial straits.

Khidmat Card Operation

3. Card Mechanism

  • Resembling an ATM card, the service card functions similarly.
  • Notifications alert beneficiaries when funds are withdrawn, maintaining transparency.

4. Quarterly Installment Registration

  • Exploring the process of checking eligibility and fund disbursement through CNIC.
  • Introducing the Khidmat card as the new method for balancing inquiries.

Eligibility Criteria

5. Government Employee Exclusion

  • Only citizens without a government job are eligible.
  • Emphasis on residents of Punjab to qualify.

6. Documentation Requirements

  • A valid identity card and residence in Punjab are prerequisites.
  • No concurrent financial aid from other programs allowed.
  • Limited to low-income families with an income around 20,000.

Online Registration Process

7. Government’s Initiative

  • Detailing the newly introduced online registration process for the service card.
  • Encouraging citizens and villagers, irrespective of location, to benefit from the program.

8. Wider Scope of Services

  • Highlighting the program’s broader utility beyond healthcare.
  • Illustrating how the service card aids in various financial transactions.

Punjab Khidmat Card Expansion

9. Direct Banking Access

  • The ease of withdrawing funds directly from Punjab Bank.
  • Discouraging beneficiaries from relying on other banks.

10. Loan Scheme for Entrepreneurs

  • Empowering disabled individuals with skills to start their businesses.
  • Providing financial assistance through a dedicated loan scheme.

11. Program Updates

  • Updates and enhancements to the service, reinforcing its effectiveness.
  • Aiming for higher targets in 2023-24 to aid more underprivileged individuals.

Benefits of Khidmat Card

12. Holistic Support

  • Addressing the multifaceted needs of the impoverished.
  • Showcasing the wide array of benefits offered by the BISP program.

13. Free Medical Treatment

  • The government’s commitment to providing free medical treatment, especially for severe illnesses like cancer.
  • Tracing the program’s inception in 2015 and its continued success.

14. Meeting Basic Needs

  • Enabling beneficiaries to fulfill basic needs through the service card.
  • Facilitating education, healthcare, and assistance during challenging times.

15. Government Assistance in Times of Crisis

  • Extending support during critical situations such as illness or death.
  • Underlining the government’s commitment to aiding its citizens in times of need.


In conclusion, the Khidmat Card program stands as a beacon of hope for the underprivileged in Punjab. Beyond monetary assistance, it provides a comprehensive support system, ensuring the well-being of those who need it the most. The program reflects the government’s dedication to uplifting its citizens and creating a more inclusive and prosperous society.


  1. How often can beneficiaries withdraw funds from the Khidmat card?
    • Beneficiaries can withdraw funds quarterly, with a more substantial amount available after six months.
  2. Can government employees avail of the Khidmat Card program?
    • No, the program is exclusively for citizens without government jobs.
  3. What documentation is required for eligibility?
    • A valid identity card, proof of residence in Punjab, and an income below 20,000 are necessary.
  4. How does the online registration process work?
    • The article provides a detailed guide on the newly introduced online registration process.
  5. Are there additional benefits beyond medical assistance?
    • Yes, the Khidmat card offers a wide range of financial transaction capabilities, expanding its utility beyond healthcare.

BISP Basic Information Required

Contact  Number0800-26477, 051-9246326
Address Benazir Income Support Program, Block F, Pak Secretariat, Islamabad, Pakistan
Registration Document RequiredCNIC, B-Forms, Mobile No, Gas/Electricity Bill, Home Rent Agreement if Available.

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